Details: Over two thirds of eviction cases are for nonpayment of rent.  An expungement erases a court record, but tenant screening reports also include information from credit reports.  This means many renters with expunged records are still denied housing because of tenant debt listed on their tenant screening report.  This session will provide housing practitioners with a basic overview of credit reports, the Fair Credit Reporting Act, and practice pointers for achieving the greatest impact for your client in nonpayment of rent cases.

Presenters: Mary Kaczorek practices consumer protection law with Mid-Minnesota Legal Aid in Minneapolis. Mary has also worked for Legal Aid in the Minneapolis Housing team and with Legal Services State Support in St. Paul.  Prior to coming to Legal Aid, Mary served as an unemployment law judge with the Minnesota Department of Employment and Economic Development.  Mary received her Juris Doctorate from the University of Minnesota Law School.

 Anthony Chester went to college at Michigan State University and received his Juris Doctorate from Michigan State University College of Law.  Anthony moved to Minnesota in 2014 and began practicing consumer law in 2015 when he opened a Minneapolis branch of a firm based out of California.  In October 2022, Anthony opened his own firm, Chester Law, where he represents consumers in matters involving credit reporting errors, identity theft, debt collection abuses, and unauthorized transactions on consumer accounts.  Anthony is member of the National Association of Consumer Advocates.

Location: Zoom

CLE: 1 hour of Standard CLE credit to be applied for